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One file. A whole suite behind it.

Cleanup. Setup. Buildout. Monitoring. Documents. Payments. Lender introductions. Seven specialists work one file: yours.

  • No payment
  • No credit pull
  • No obligation

Seven services. One team.

This is how you build business credit in Michigan with one team instead of seven vendors.

AGT-01

Credit cleanup

The whole file gets read first. Then disputes go out across all 3 bureaus. Unlimited rounds. A score-movement report every 30 days.

See the cleanup
AGT-02

Business setup

LLC and EIN if you need them. Listings, records and licenses that lenders cross-check. Set up right the first time.

See the setup
AGT-04

Business credit buildout

15 or more net-30 vendors that report, stacked in a smart order. A DUNS file and a PayDex target of 80 or higher within 4 months.

See the buildout
AGT-03

Bureau monitoring

Continuous monitoring of the business credit bureaus. Nothing changes on your file without the team knowing.

Meet AGT-03
AGT-05

Documents center

Business plans, personal-guarantee docs, authorized-user records. The supporting file lenders request, organized and waiting.

See the documents
AGT-06

Payment assistant

On-time payment schedules across every account, so the profile compounds instead of slipping.

See the schedule
DIR-00

Lender introductions

Your Director introduces you to independent lenders whose published criteria match your file. A business line of credit. A business card. A term loan. In the business name. Every decision is the lender's.

How the suite fits together.

Phase 1

Clean the file.

AGT-01 reads the whole file and flags what is blocking approval. Then the disputes go out across all 3 bureaus.

See Phase 1
Phase 2

Build the profile.

Setup, buildout, monitoring, documents and payments all happen here. Five services, one phase.

See Phase 2
Phase 3

Lender introductions.

When your file fits a lender's published criteria, your Director makes the introduction. The lender decides.

See Phase 3
Where the suite endsLender-ready

A clean file. A real entity. Vendors reporting. Documents waiting. Then the introductions.

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  1. Clean the file
  2. Build the profile
  3. Lender introductions

Questions about the services.

If yours is not here, bring it to the call.

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See all questions

What services does ThickAFCredit offer?

Seven, on one file: credit cleanup, business setup, business credit buildout, bureau monitoring, a documents center, a payment assistant, and lender introductions.

Does ThickAFCredit lend money?

No. ThickAFCredit is not a lender. We build your file and introduce you to independent lenders. Every decision is the lender's.

How do lender introductions work?

When your file fits a lender's published criteria, your Director introduces you. The lender decides. If a lender funds you after our introduction, the lender may pay ThickAFCredit a commission.

Do I have to be in Detroit?

No. We are Detroit-built. We work with founders across Metro Detroit, Grand Rapids, Lansing, all of Michigan, and the US.

Walk back in with a thick file.

It starts with one free call. A real person. A real plan for your file.

A file gets thick with time. The sooner the first vendor reports, the sooner it counts.

  • You talk with a human Director
  • We reply within 1 business day
  • Detroit-built. Open to founders across the US.
Illustrated founder in a peach suit seated with both arms raised

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Step 1 of 3

What do you need most?

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Business stage

Where is the business today?

Pick the stage that fits best.

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